Insurance time :-(

[® Andy]

So I'm a 35 year old married man owning a house in a nice area with full no claims, no points, car secured in garage, and no fault claims (tho' I did have someone minorly shunt me in traffic a couple of years back ) doing about 10k miles a year in the Vee. My wife is a second driver, tho' she's only ever sat in the drivers seat once and that was to move the car 5m out of the garage. Personally I reckon these facts make me a low risk, but doesn't stop the bastards reaming me each year :evil:.

Currently with Privilege, but won't be again give their renewal quote of 826 fcuking quid.

Don't like Elephant/Admiral since they penalize you for no fault claims ... bastards. Norwich Union quoted me happy until I noticed the freaking excess of £720.

Anybody got any stories of joy leading to good suggestions on insurance please?

 

[Anonymous]

I had trouble finding insurance also!
In my experience there were 3 types;

those that won't insure me, :cry:
those that quote me in excess of 2k :wink:
and those that will insure me.

Only one of the latter and that was elephant.
£1200 for a 23 yr old, 2 yrs no-claims wasn't that bad. If i get that then surely they can sort u out somewhat? :wink:

 

[Anonymous]

I'm paying £800 per year with adrian flux. Got 9 points (all speeding) & had 1 fault & 1 non fault accident in the last 5 years.
excess is £350 & limited milage of 5K.
Elephant (my original insurers) re quoted me similar, then i made the mistake of phoning them & they then put it up to £1500!!!!
Won't ever go to then again.

 

[JJ]

My renewal quote from elephant was quite high so I did a bit of looking around on the web for quotes - Admiral came out the cheapest. Then I noticed they used the same online setup as elephant and then I realised that they owned elephant - DOH! Anyway, I called elephant and asked them to match Admiral's price which reluctantly they did...

 

[philthy]

I got a quote from both, elephant was 400 cheaper!! with exactly the same details!!

 

[Anonymous]

Hi
Try http://www.moneysupermaket.com, they search 50 companies Ive just got a really good deal with performance direct
Susie

 

[Tim]

Put your wife on as the main driver and you as a named.....the quote will change significantly as women get cheaper insurance. Loose your pride and put the Mrs on first to save cash!

 

[SimonV6]

Been with Adrian Flux from day one of my v6 experience and they seem ok on price,

I'm 41 with 4 yrs NCD,
car garaged
limited milage 6k pa
quoted £550 by A, Flux

went to confused.com, best quote was £415, went back to Adrian Flux ( as they have a "we will beat any other quote" promise) and they knocked there's down to £405, nice



Simon

 

[John V6]

I use Tesco's and seem to get a reasonable quote.

 

[Anonymous]

I'm with Privilege at the moment, only because it wasn't a new policy. I had a modified R32 on it before so thought it would be easier to just change over vehicle on the same policy.

I couldn't believe I had to pay more than the R32 though, especially as the quote on that was more than I paid on an Audi S4 V8 modded to 400bhp and a brand new Porsche 550 before that.

If I do end up keeping the V6 I shall definately shop around come to renewal time.

 

[Tim]

Is the R32 Group 20?

 

[Anonymous]

Is the R32 Group 20?

No, I think its a group 19 but a lot of MkIV's were stolen so the premiums were increased because of it.